| effective November 1, 2009 |
| |
|
| CHECK RETURNS |
|
| Insufficient Funds |
$30.00 |
| Uncollected Funds |
$30.00 |
| Deposits/Payments/Other |
$ 4.00 |
| Under 18 or over 65 years old |
$ 5.00 |
| ACH RETURNS |
|
| Insufficient Funds |
$30.00
|
| Uncollected Funds |
$30.00
|
| ACH PHONE PAY |
|
| First Transaction |
$20.00 |
| Thereafter |
$20.00 |
|
Recurring ACH Payments
|
Free |
| ACCOUNT OVERDRAWN |
|
| Account Overdrawn |
$20.00 |
|
OVERDRAFT TRANSFER FEES
|
|
| Regular Share / Money Market |
$ 3.00 |
| Debit or ACH Revocation |
$20.00 |
| STOP PAYMENT ORDERS |
$30.00 |
| CHECK WITHDRAWAL PAYABLE TO SECOND PARTY |
$ 2.00 |
| ATM/DEBIT CARDS |
|
| Reissue of lost or stolen cards |
$ 20.00 |
| TRADITIONAL CHECKING/SHARE ACCOUNT |
|
| FEES AT NON-CREDIT UNION ATMS |
|
| Withdrawals/Transfers/Inquires/Point of Sale |
$ 1.00 |
FEES AT CREDIT UNION ATMS
8 free transactions per month |
|
| Withdrawals /Transfers/ Inquiries |
$ 0.35 |
|
PREFERRED CHECKING
Free unlimited ATM transactions at Credit Union ATM's if balance falls within required tiers.
10 free ATM transactions per month at any foreign ATM's provided balance falls within required tiers.
If balance falls below $500 and any other tier up to $10,000 + Traditional Checking Account ATM fees apply.
Totally free if member has direct deposit and maintains required tiered balances.
|
|
|
PREFERRED GOLD CHECKING
$15,000 minimum balance required
If minimum daily balance falls below $15,000
Totally free if member has direct deposit and maintains $15,000 minimum balance
|
$35.00
|
| ON LINE BANKING |
|
Bill Payer
(monthly) |
Free |
| Stop Payment on Bill Payer |
$20.00 |
| TRAVELERS CHECKS |
|
| Regular |
1% of sale |
| For Two |
1.5% of sale |
| WIRE TRANSFERS |
|
| Domestic |
$25.00 |
| International |
$40.00 |
| MONEY ORDERS |
$ 3.00 |
Escheat Fee
(non-refundable) |
$50.00 |
| TAX LEVY, SUBPOENAS, ATTACHMENTS |
$50.00 |
| DUPLICATE STATEMENT and/or CHECK |
|
| First 3 copies |
$ 5.00 |
| Each additional copy |
$ 1.00 |
ACCOUNT RESEARCH and/or RECONCILIATION
Hourly Charge |
$20.00
|
| CLUB ACCOUNTS |
|
| Early Withdrawal |
$12.00 |
| IRA Transfer or Close |
$50.00 |
| Business Checking |
|
|
Below $500 Monthly Balance
|
$8.00
|
| Dormant Account (per year) |
|
| (applies to checking, money market and regular savings inactive for more than one year with balances less than $250.) |
$12.00 |
| Single Account Relationship |
|
| and balance below $250 (monthly fee) |
$5.00 |
Fee Schedule
