Deposit Products

Deposit Products

Earn interest while you save. Our low minimum balance requirements makes it easy for almost anyone to start saving. And you can even access your funds 24/7 with a ATM card (not available on “club” accounts). Our club accounts offer you a convenient way to put-away money today for expenses later in the year.

Savings TypeMin BalanceRateAPY***
Share Savings$25.00.15%.15%
Holiday Club$25.00.15%.15%
Fuel Club$25.00.15%.15%
Vacation Club$25.00.15%.15%

*** Annual Percentage Yield

Our checking accounts offer you free home banking with bill pay and ability to access your funds with our ATM/Debit card. And as a member of the SUM® networks you can access your funds for free wherever the SUM logo is displayed.

Checking TypeMin BalanceRateAPY***
Traditional Checking$25.00%.00%
Preferred Checking*$500 to $2,499.05%.05%
$2,500 to $9,999.10%.10%
$5,000 to $9,999.15%.15%
$10,000+.20%.20%

* Tiered rates depending on average balance. ATM fees are assessed when the balance falls below $500.00.
** A $35.00 monthly service fee is assessed when the account balance falls below $15,000.00.
*** Annual Percentage Yield

A great place to “park” your funds when you want to stay liquid but still earn higher rates.

Min BalanceMax BalanceRateAPY***
$1,500$2,499.99.15%.15%
$2,500$9,999.99.15%.15%
$10,000$24,999.99.15%.15%
$25,000$74,999.99.40%.40%
$75,000$99,999.99.50%.50%
$100,000N/A.60%.60%

*** Annual Percentage Yield

Earn attractive rates on the term of your choice with the comfort of knowing your accounts are fully-insured up to $250,000 by the NCUA. Amounts over $250,000 are insured by Massachusetts Share Insurance Corporation (MSIC). There may be penalties for early withdrawals.

Term (Months)Min BalanceRateAPY***
3$500.25%.25%
6$500.40%.40%
12$500.65%.65%
18$500.80%.80%
24$500.95%.95%
36$5001.09%1.10%
48$5001.24%1.25%
60$5001.64%1.65%

*** Annual Percentage Yield

Take advantage to tax-deferred savings now for your retirement.

Term (Months)Min BalanceRateAPY***
IRA Accumulator Savings$25.000.30%0.30%
18$5000.90%0.90%
24$5000.95%0.95%
36$5001.29%1.30%
48*$25,0001.44%1.45%

* Only available for transfers from another financial institution
*** Annual Percentage Yield

All rates subject to change without notice!

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RWCU Rates

Today's Featured RatesSunday, March 26, 2017

Current Rates

as low as

11.00% apr

Personal Loan

as low as

2.49% apr

New Auto Loan

as low as

2.10% apr

Used Auto Loan

as low as

3.75% apr

HELOC

as high as

1.65% apy

CD's

as high as

1.45% apy

IRA