Need a Mortgage or Home Equity Loan/Line?
We offer low rates on all our first mortgages and have second mortgages up to 70% of your homes value.
River Works offers a full-service mortgage department complete with conforming, commercial and portfolio loan programs.
Worried about bouncing checks? Apply for our overdraft account and sleep tight!
For those that have money in a savings/share account, you can simply pledge those assets for a loan and pay less in interest.
Consumer Loan Rates (Unsecured)
| Unsecured | Term | APR* | Per $1000 |
|---|---|---|---|
| Personal | 12 | 11.00% | $88.40 |
| Personal | 24 | 12.00% | $47.09 |
| Personal | 36 | 13.00% | $33.71 |
| Personal | 48 | 14.00% | $27.34 |
| Overdraft | N/A | 16.00% | N/A |
Consumer Loan Rates (Secured)
| Secured | Term | APR* | Per $1000 |
|---|---|---|---|
| Share Secured** | 30 | 4% Over*** | N/A |
*Annual Percentage Yield
**Maximum loan is 90% of collateral
***Over the rate paid on the account being pledged
Note
Today's Featured Rates
July 5, 2025
Personal Loan
as low as
11.00% APR*
*Annual Percentage Rate
New Auto Loan
as low as
5.99% APR*
*Annual Percentage Rate
Used Auto Loan
as low as
5.99% APR*
*Annual Percentage Rate
HELOC
as low as
PRIME
CD's
as high as
4.50% APY*
*Annual Percentage Yield
IRA
as high as
2.78% APY*
*Annual Percentage Yield
About Us
RiverWorks Credit Union, a non-profit financial institution owned by our membership and established in 1936.
NMLS # 410564
Quick Links
Contact Us
Telephone: 1-800-367-1207
Email: members@rwcu.com
Routing #: 211383985
