Need a Mortgage or Home Equity Loan/Line?
We offer low rates on all our first mortgages and have second mortgages up to 70% of your homes value.
River Works offers a full-service mortgage department complete with conforming, commercial and portfolio loan programs.
From time-to-time almost everyone has the need for a personal loan for any number of reasons. Our signature loans offer you a convenient way to borrow funds for a variety of terms and applying is easy!
Worried about bouncing checks? Apply for our overdraft account and sleep tight!
For those that have money in a savings/share account, you can simply pledge those assets for a loan and pay less in interest.
Consumer Loan Rates (Unsecured)
| Unsecured | Term | APR* | Per $1000 |
|---|---|---|---|
| Personal | 12 | 11.00% | $88.40 |
| Personal | 24 | 12.00% | $47.09 |
| Personal | 36 | 13.00% | $33.71 |
| Personal | 48 | 14.00% | $27.34 |
| Overdraft | N/A | 16.00% | N/A |
Consumer Loan Rates (Secured)
| Secured | Term | APR* | Per $1000 |
|---|---|---|---|
| Share Secured** | 30 | 4% Over*** | N/A |
*Annual Percentage Yield
**Maximum loan is 90% of collateral
***Over the rate paid on the account being pledged
Note: All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Loan rates and credit approval may vary depending on each individual’s creditworthiness and underwriting factors.
Today's Featured Rates
October 4, 2023
Personal Loan
as low as
11.00% APR*
*Annual Percentage Rate
New Auto Loan
as low as
5.75% APR*
*Annual Percentage Rate
Used Auto Loan
as low as
5.75% APR*
*Annual Percentage Rate
HELOC
as low as
8.25% APR*
*Annual Percentage Rate
CD's
as high as
5.12% APY*
*Annual Percentage Yield
IRA
as high as
2.78% APY*
*Annual Percentage Yield
About Us
RiverWorks Credit Union, a non-profit financial institution owned by our membership and established in 1936.
NMLS # 410564
Quick Links
Contact Us
Telephone: 1-800-367-1207
Email: members@rwcu.com
Routing #: 211383985
