Need a Mortgage or Home Equity Loan/Line?
We offer low rates on all our first mortgages and have second mortgages up to 70% of your homes value.
River Works offers a full-service mortgage department complete with conforming, commercial and portfolio loan programs.
RiverWorks Credit Union can help you utilize your home equity for value-adding home improvements, college tuition, large purchases, unexpected life events, debt consolidation, and more.
Our goal is not just to get you a Home Equity Line of Credit, but to get it for the right reasons to meet your needs.
Apply for a Home Equity Line of Credit (HELOC) with RWCU to enjoy:
- NO Closing Costs (No closing costs apply only to HELOC amounts of $250,000 or less. HELOC amounts between $250,000.01 to $500,000 will be subject to closing costs)
- Available at 80% Financing
Applicants must meet underwriting criteria. Rates based on credit history. No closing costs offer is valid for new HELOCs open for three (3) years or more only. If the Home Equity Line of Credit is repaid within three (3) years of the open date, there is a recapture fee. Membership eligibility required. Federally insured by NCUA. Shares and Deposits in excess of NCUA limits are fully insured by MSIC. Equal Housing Lender. NMLS #410564.
Paper HELOC applications available upon request, please contact us for a copy.
Today's Featured Rates
January 14, 2025
Personal Loan
as low as
11.00% APR*
*Annual Percentage Rate
New Auto Loan
as low as
5.99% APR*
*Annual Percentage Rate
Used Auto Loan
as low as
5.99% APR*
*Annual Percentage Rate
HELOC
as low as
PRIME
CD's
as high as
4.65% APY*
*Annual Percentage Yield
IRA
as high as
2.78% APY*
*Annual Percentage Yield
About Us
RiverWorks Credit Union, a non-profit financial institution owned by our membership and established in 1936.
NMLS # 410564
Quick Links
Contact Us
Telephone: 1-800-367-1207
Email: members@rwcu.com
Routing #: 211383985
