Home Equity

RiverWorks Credit Union can help you utilize your home equity for value-adding home improvements, college tuition, large purchases, unexpected life events, debt consolidation, and more.

Our goal is not just to get you a Home Equity Line of Credit, but to get it for the right reasons to meet your needs.

Apply for a Home Equity Line of Credit (HELOC) with RWCU to enjoy:

• Rates as low as Prime -1%*
• NO Closing Costs
• Available at 80% Financing
• Portfolio Programs Available

*Prime rate is equal to the Prime Rate as published in the Wall Street Journal on the first day of each month. Prime Rate -1% offer is available for the first 12 months of the Home Equity Line of Credit Only. Prime Rate -1% offer is available for new HELOC loan applicants only. Offer not available for members who currently have a HELOC with RWCU. Applicants must meet underwriting criteria. Rates based on credit history. No closing costs offer valid for new HELOCs open for three (3) years or more only. If the Home Equity Line of Credit is repaid within three (3) years of the open date, there is a recapture fee. Membership eligibility required. Federally insured by NCUA. Shares and Deposits in excess of NCUA limits are fully insured by MSIC. Equal Housing Lender. NMLS #410564.