Need a Mortgage or Home Equity Loan/Line?
We offer low rates on all our first mortgages and have second mortgages up to 70% of your homes value.
River Works offers a full-service mortgage department complete with conforming, commercial and portfolio loan programs.
River Works Credit Union allows members to have access to thousands of ATMS surcharge-free within the SUM Network and MoneyPass.
SUM Network ATMs
River Works Credit Union members can access thousands of ATMs in the SUM Network surcharge-free.
Look for the bright-red SUM logo on any ATM to:
- Check balances
- Withdraw cash
- Transfer funds
MoneyPass surcharge-free ATMs
MoneyPass, one of the fastest growing surcharge-free ATM networks.
- MoneyPass is a national surcharge-free network with thousands of ATMs across the nation
- Over 24,000,000 MoneyPass cardholders and over 750 participating financial institutions and growing
- Both card issuers and ATM owners can participate in the MoneyPass network
- Many large banks, credit unions and associations are participants and sponsors
- As the network continues to grow, your cardholders have access to more and more surcharge-free ATMs near where they live, work or travel.
International Travel Notice
River Works Credit Union takes the security of our cardholders very seriously. We employ sophisticated systems to identify potential fraudulent transactions on your ATM or debit card.
Due to fraud restrictions for certain countries, let us know when and where you will be traveling in order to avoid declined transactions or fraud alert calls for out-of-the-ordinary transactions. This is very important for international travelers.
Today's Featured Rates
July 19, 2025
Personal Loan
as low as
11.00% APR*
*Annual Percentage Rate
New Auto Loan
as low as
5.99% APR*
*Annual Percentage Rate
Used Auto Loan
as low as
5.99% APR*
*Annual Percentage Rate
HELOC
as low as
PRIME
CD's
as high as
4.50% APY*
*Annual Percentage Yield
IRA
as high as
2.78% APY*
*Annual Percentage Yield
About Us
RiverWorks Credit Union, a non-profit financial institution owned by our membership and established in 1936.
NMLS # 410564
Quick Links
Contact Us
Telephone: 1-800-367-1207
Email: members@rwcu.com
Routing #: 211383985
